No Interest Loan Scheme

NILS provides access to fair and safe loans for eligible people with no interest, fees or charges. The repayments are arranged with clients so that they are affordable. Loans up to $1,500 are available and and can be used for a range of purposes including household items like a fridge or washing machine, car registration/repairs, furniture or computers.  Household Relief loans are also available for up to $3,000 for people whose income has been affected by COVID-19 and can be used for payment of rent or rental bond, utilities or rates. NILS for women affected by family and domestic violence are loans available for up to $2,000 to help women with the financial costs of establishing a new household such as relocation expenses, rental bonds, rental payments and essential household items. 


Online resource, phone support, face to face support

Commonwealth Government
Audience detail
Low income earners and women impacted by family and domestic violence who have capacity to repay a loan